Luma Credit Card Review

I d be wary of paying anything to get a credit card i know capital one have a secured credit card where you do have to pay something usually between 49 200 pounds to get the card.

Luma credit card review. Pay your bill online. It is possible to get their credit card even if you re new to credit or had ccjs or defaults in the past. Now 24 with a baby house to buy and a partner i m marrying i needed something to help build bridges with my credit file and me. Luma s issuer capital one will help you immediately 24 hours a day 7 days a week.

If your card is lost or stolen please call us immediately at 0800 597 0178 from the uk or 44 333 0000 433 from outside the uk. No matter where you are no matter the time of day it s easy to keep track of your luma account online. See your statements anytime anywhere. Luma is something new and hardly anyone has mentioned it i only noticed as i subscribe to the lovemoney newsletter where it was mentioned.

The luma has a few distinctive features including security and web filtering features but neither screams must have the system s performance and mobile app could also use some improvement. The luma mastercard credit card is branded as the credit card that s a bit more friendly they aim to help out customers looking to improve their credit rating but have struggled to find the right product. Luma has done just that. Luma is a cool fun and positive start up environment that offers the above pros as listed in addition to free weekly catered lunches free parking 80 employer paid premium health benefits and equity which makes employees shareholders.

As you might expect there s no annual fee but the card s standard interest rate is high making it an expensive option if you don t clear your balance in full each month. Luma credit card written on. I applied with an extremely bad credit rating through being young and very stupid with money. Managing your luma credit card online is the easiest most secure way to keep track of your finances.

From my own personal experience i have to say my luma credit card has helped dramatically. It s also faster and it doesn t leave the kind of residue plexaderm leaves. For all other enquiries click here for other ways to get in touch. Finally it comes in a simple tube not the ridiculous malfunctioning syringe contraption plexaderm uses.

This product is much less expensive than plexaderm and works better. Once you register online as a luma credit cardholder you can.